LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,341
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,316
−HK$991/mo
Today · 4.125%
HK$33,307
baseline
▲ 0.50% · 4.625%
HK$35,333
+HK$2,026/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,614/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,867
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,802
−HK$949/mo
Today · 4.125%
HK$36,751
baseline
▲ 0.50% · 4.625%
HK$38,688
+HK$1,937/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,502/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,610
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,780
−HK$1,188/mo
Today · 4.125%
HK$39,968
baseline
▲ 0.50% · 4.625%
HK$42,400
+HK$2,432/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$79,936/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,840
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,962
−HK$1,139/mo
Today · 4.125%
HK$44,101
baseline
▲ 0.50% · 4.625%
HK$46,425
+HK$2,324/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,202/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,878
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,243
−HK$1,386/mo
Today · 4.125%
HK$46,629
baseline
▲ 0.50% · 4.625%
HK$49,467
+HK$2,838/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,258/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,814
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,123
−HK$1,328/mo
Today · 4.125%
HK$51,451
baseline
▲ 0.50% · 4.625%
HK$54,163
+HK$2,712/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,902/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,414
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,169
−HK$1,783/mo
Today · 4.125%
HK$59,952
baseline
▲ 0.50% · 4.625%
HK$63,600
+HK$3,648/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$119,904/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,761
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,444
−HK$1,707/mo
Today · 4.125%
HK$66,151
baseline
▲ 0.50% · 4.625%
HK$69,638
+HK$3,487/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$132,302/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,425 · Scale 2, in force from 26 Feb 2026)