LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,342
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,317
−HK$990/mo
Today · 4.125%
HK$33,307
baseline
▲ 0.50% · 4.625%
HK$35,334
+HK$2,027/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,614/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,868
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,803
−HK$948/mo
Today · 4.125%
HK$36,751
baseline
▲ 0.50% · 4.625%
HK$38,689
+HK$1,938/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,502/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,610
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,780
−HK$1,189/mo
Today · 4.125%
HK$39,969
baseline
▲ 0.50% · 4.625%
HK$42,401
+HK$2,432/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$79,938/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,841
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,963
−HK$1,139/mo
Today · 4.125%
HK$44,102
baseline
▲ 0.50% · 4.625%
HK$46,426
+HK$2,324/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,204/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,879
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,243
−HK$1,387/mo
Today · 4.125%
HK$46,630
baseline
▲ 0.50% · 4.625%
HK$49,468
+HK$2,838/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,260/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,815
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,124
−HK$1,328/mo
Today · 4.125%
HK$51,452
baseline
▲ 0.50% · 4.625%
HK$54,164
+HK$2,712/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,904/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,415
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,170
−HK$1,783/mo
Today · 4.125%
HK$59,953
baseline
▲ 0.50% · 4.625%
HK$63,601
+HK$3,648/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$119,906/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,762
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,445
−HK$1,707/mo
Today · 4.125%
HK$66,152
baseline
▲ 0.50% · 4.625%
HK$69,639
+HK$3,487/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$132,304/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,434 · Scale 2, in force from 26 Feb 2026)