LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,345
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,320
−HK$991/mo
Today · 4.125%
HK$33,311
baseline
▲ 0.50% · 4.625%
HK$35,338
+HK$2,027/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,622/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,871
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,807
−HK$948/mo
Today · 4.125%
HK$36,755
baseline
▲ 0.50% · 4.625%
HK$38,693
+HK$1,938/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,510/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,614
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,784
−HK$1,189/mo
Today · 4.125%
HK$39,973
baseline
▲ 0.50% · 4.625%
HK$42,405
+HK$2,432/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$79,946/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,846
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,968
−HK$1,138/mo
Today · 4.125%
HK$44,106
baseline
▲ 0.50% · 4.625%
HK$46,431
+HK$2,325/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,212/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,883
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,248
−HK$1,387/mo
Today · 4.125%
HK$46,635
baseline
▲ 0.50% · 4.625%
HK$49,473
+HK$2,838/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,270/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,820
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,129
−HK$1,328/mo
Today · 4.125%
HK$51,457
baseline
▲ 0.50% · 4.625%
HK$54,170
+HK$2,713/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,914/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,422
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,177
−HK$1,783/mo
Today · 4.125%
HK$59,960
baseline
▲ 0.50% · 4.625%
HK$63,608
+HK$3,648/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$119,920/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,768
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,452
−HK$1,708/mo
Today · 4.125%
HK$66,160
baseline
▲ 0.50% · 4.625%
HK$69,647
+HK$3,487/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$132,320/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,490 · Scale 2, in force from 26 Feb 2026)