LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,346
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,321
−HK$990/mo
Today · 4.125%
HK$33,311
baseline
▲ 0.50% · 4.625%
HK$35,338
+HK$2,027/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,622/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,872
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,807
−HK$949/mo
Today · 4.125%
HK$36,756
baseline
▲ 0.50% · 4.625%
HK$38,693
+HK$1,937/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,512/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,615
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,785
−HK$1,189/mo
Today · 4.125%
HK$39,974
baseline
▲ 0.50% · 4.625%
HK$42,406
+HK$2,432/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$79,948/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,846
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,968
−HK$1,139/mo
Today · 4.125%
HK$44,107
baseline
▲ 0.50% · 4.625%
HK$46,432
+HK$2,325/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,214/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,884
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,249
−HK$1,387/mo
Today · 4.125%
HK$46,636
baseline
▲ 0.50% · 4.625%
HK$49,474
+HK$2,838/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,272/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,821
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,130
−HK$1,328/mo
Today · 4.125%
HK$51,458
baseline
▲ 0.50% · 4.625%
HK$54,171
+HK$2,713/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,916/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,422
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,177
−HK$1,783/mo
Today · 4.125%
HK$59,960
baseline
▲ 0.50% · 4.625%
HK$63,609
+HK$3,649/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$119,920/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,769
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,453
−HK$1,707/mo
Today · 4.125%
HK$66,160
baseline
▲ 0.50% · 4.625%
HK$69,648
+HK$3,488/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$132,320/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,497 · Scale 2, in force from 26 Feb 2026)