LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,350
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,326
−HK$990/mo
Today · 4.125%
HK$33,316
baseline
▲ 0.50% · 4.625%
HK$35,344
+HK$2,028/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,632/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,877
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,812
−HK$949/mo
Today · 4.125%
HK$36,761
baseline
▲ 0.50% · 4.625%
HK$38,699
+HK$1,938/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,522/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,621
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,791
−HK$1,189/mo
Today · 4.125%
HK$39,980
baseline
▲ 0.50% · 4.625%
HK$42,412
+HK$2,432/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$79,960/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,852
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,975
−HK$1,139/mo
Today · 4.125%
HK$44,114
baseline
▲ 0.50% · 4.625%
HK$46,439
+HK$2,325/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,228/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,891
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,256
−HK$1,387/mo
Today · 4.125%
HK$46,643
baseline
▲ 0.50% · 4.625%
HK$49,481
+HK$2,838/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,286/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,828
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$50,137
−HK$1,329/mo
Today · 4.125%
HK$51,466
baseline
▲ 0.50% · 4.625%
HK$54,179
+HK$2,713/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,932/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,431
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,186
−HK$1,783/mo
Today · 4.125%
HK$59,969
baseline
▲ 0.50% · 4.625%
HK$63,618
+HK$3,649/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$119,938/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,779
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,462
−HK$1,708/mo
Today · 4.125%
HK$66,170
baseline
▲ 0.50% · 4.625%
HK$69,658
+HK$3,488/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$132,340/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,574 · Scale 2, in force from 26 Feb 2026)