LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,352
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,327
−HK$991/mo
Today · 4.125%
HK$33,318
baseline
▲ 0.50% · 4.625%
HK$35,345
+HK$2,027/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,636/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,878
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,814
−HK$949/mo
Today · 4.125%
HK$36,763
baseline
▲ 0.50% · 4.625%
HK$38,701
+HK$1,938/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,526/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,622
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,792
−HK$1,189/mo
Today · 4.125%
HK$39,981
baseline
▲ 0.50% · 4.625%
HK$42,414
+HK$2,433/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$79,962/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,854
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,977
−HK$1,138/mo
Today · 4.125%
HK$44,115
baseline
▲ 0.50% · 4.625%
HK$46,441
+HK$2,326/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,230/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,892
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,258
−HK$1,387/mo
Today · 4.125%
HK$46,645
baseline
▲ 0.50% · 4.625%
HK$49,483
+HK$2,838/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,290/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,830
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$50,139
−HK$1,329/mo
Today · 4.125%
HK$51,468
baseline
▲ 0.50% · 4.625%
HK$54,181
+HK$2,713/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,936/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,433
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,188
−HK$1,784/mo
Today · 4.125%
HK$59,972
baseline
▲ 0.50% · 4.625%
HK$63,621
+HK$3,649/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$119,944/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,781
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,465
−HK$1,708/mo
Today · 4.125%
HK$66,173
baseline
▲ 0.50% · 4.625%
HK$69,661
+HK$3,488/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$132,346/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,594 · Scale 2, in force from 26 Feb 2026)