LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,353
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,328
−HK$991/mo
Today · 4.125%
HK$33,319
baseline
▲ 0.50% · 4.625%
HK$35,346
+HK$2,027/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,638/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,880
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,815
−HK$949/mo
Today · 4.125%
HK$36,764
baseline
▲ 0.50% · 4.625%
HK$38,702
+HK$1,938/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,528/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,623
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,794
−HK$1,189/mo
Today · 4.125%
HK$39,983
baseline
▲ 0.50% · 4.625%
HK$42,415
+HK$2,432/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$79,966/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,855
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,978
−HK$1,139/mo
Today · 4.125%
HK$44,117
baseline
▲ 0.50% · 4.625%
HK$46,442
+HK$2,325/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,234/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,894
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,259
−HK$1,387/mo
Today · 4.125%
HK$46,646
baseline
▲ 0.50% · 4.625%
HK$49,485
+HK$2,839/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,292/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,831
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,141
−HK$1,329/mo
Today · 4.125%
HK$51,470
baseline
▲ 0.50% · 4.625%
HK$54,183
+HK$2,713/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,940/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,435
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,190
−HK$1,784/mo
Today · 4.125%
HK$59,974
baseline
▲ 0.50% · 4.625%
HK$63,623
+HK$3,649/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$119,948/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,783
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,467
−HK$1,708/mo
Today · 4.125%
HK$66,175
baseline
▲ 0.50% · 4.625%
HK$69,663
+HK$3,488/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$132,350/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,612 · Scale 2, in force from 26 Feb 2026)