LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,354
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,329
−HK$991/mo
Today · 4.125%
HK$33,320
baseline
▲ 0.50% · 4.625%
HK$35,347
+HK$2,027/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,640/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,881
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,816
−HK$949/mo
Today · 4.125%
HK$36,765
baseline
▲ 0.50% · 4.625%
HK$38,703
+HK$1,938/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,530/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,624
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,795
−HK$1,189/mo
Today · 4.125%
HK$39,984
baseline
▲ 0.50% · 4.625%
HK$42,417
+HK$2,433/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$79,968/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,857
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,979
−HK$1,139/mo
Today · 4.125%
HK$44,118
baseline
▲ 0.50% · 4.625%
HK$46,444
+HK$2,326/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,236/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,895
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,261
−HK$1,387/mo
Today · 4.125%
HK$46,648
baseline
▲ 0.50% · 4.625%
HK$49,486
+HK$2,838/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$93,296/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,833
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$50,143
−HK$1,328/mo
Today · 4.125%
HK$51,471
baseline
▲ 0.50% · 4.625%
HK$54,184
+HK$2,713/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$102,942/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,437
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,192
−HK$1,784/mo
Today · 4.125%
HK$59,976
baseline
▲ 0.50% · 4.625%
HK$63,625
+HK$3,649/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$119,952/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,785
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,469
−HK$1,708/mo
Today · 4.125%
HK$66,177
baseline
▲ 0.50% · 4.625%
HK$69,666
+HK$3,489/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$132,354/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,629 · Scale 2, in force from 26 Feb 2026)