LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,360
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,335
−HK$991/mo
Today · 4.125%
HK$33,326
baseline
▲ 0.50% · 4.625%
HK$35,354
+HK$2,028/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,652/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,887
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,823
−HK$949/mo
Today · 4.125%
HK$36,772
baseline
▲ 0.50% · 4.625%
HK$38,710
+HK$1,938/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,544/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,631
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,802
−HK$1,189/mo
Today · 4.125%
HK$39,991
baseline
▲ 0.50% · 4.625%
HK$42,425
+HK$2,434/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$79,982/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,865
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,987
−HK$1,139/mo
Today · 4.125%
HK$44,126
baseline
▲ 0.50% · 4.625%
HK$46,452
+HK$2,326/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,252/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,903
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,269
−HK$1,388/mo
Today · 4.125%
HK$46,657
baseline
▲ 0.50% · 4.625%
HK$49,495
+HK$2,838/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$93,314/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,842
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,152
−HK$1,329/mo
Today · 4.125%
HK$51,481
baseline
▲ 0.50% · 4.625%
HK$54,194
+HK$2,713/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$102,962/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,447
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,203
−HK$1,784/mo
Today · 4.125%
HK$59,987
baseline
▲ 0.50% · 4.625%
HK$63,637
+HK$3,650/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$119,974/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,797
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,481
−HK$1,709/mo
Today · 4.125%
HK$66,190
baseline
▲ 0.50% · 4.625%
HK$69,679
+HK$3,489/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$132,380/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,725 · Scale 2, in force from 26 Feb 2026)