LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,363
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,339
−HK$991/mo
Today · 4.125%
HK$33,330
baseline
▲ 0.50% · 4.625%
HK$35,358
+HK$2,028/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,660/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,891
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,827
−HK$949/mo
Today · 4.125%
HK$36,776
baseline
▲ 0.50% · 4.625%
HK$38,715
+HK$1,939/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,552/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,636
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,806
−HK$1,190/mo
Today · 4.125%
HK$39,996
baseline
▲ 0.50% · 4.625%
HK$42,429
+HK$2,433/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$79,992/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,869
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,992
−HK$1,139/mo
Today · 4.125%
HK$44,131
baseline
▲ 0.50% · 4.625%
HK$46,458
+HK$2,327/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,262/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,908
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,274
−HK$1,388/mo
Today · 4.125%
HK$46,662
baseline
▲ 0.50% · 4.625%
HK$49,501
+HK$2,839/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$93,324/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,847
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,158
−HK$1,329/mo
Today · 4.125%
HK$51,487
baseline
▲ 0.50% · 4.625%
HK$54,201
+HK$2,714/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$102,974/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,453
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,209
−HK$1,785/mo
Today · 4.125%
HK$59,994
baseline
▲ 0.50% · 4.625%
HK$63,644
+HK$3,650/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$119,988/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,804
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,488
−HK$1,709/mo
Today · 4.125%
HK$66,197
baseline
▲ 0.50% · 4.625%
HK$69,686
+HK$3,489/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$132,394/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,782 · Scale 2, in force from 26 Feb 2026)