LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,364
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,339
−HK$992/mo
Today · 4.125%
HK$33,331
baseline
▲ 0.50% · 4.625%
HK$35,359
+HK$2,028/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,662/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,892
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,828
−HK$949/mo
Today · 4.125%
HK$36,777
baseline
▲ 0.50% · 4.625%
HK$38,716
+HK$1,939/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,554/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,637
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,807
−HK$1,190/mo
Today · 4.125%
HK$39,997
baseline
▲ 0.50% · 4.625%
HK$42,430
+HK$2,433/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$79,994/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,870
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,993
−HK$1,139/mo
Today · 4.125%
HK$44,132
baseline
▲ 0.50% · 4.625%
HK$46,459
+HK$2,327/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,264/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,909
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,275
−HK$1,388/mo
Today · 4.125%
HK$46,663
baseline
▲ 0.50% · 4.625%
HK$49,502
+HK$2,839/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$93,326/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,849
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,159
−HK$1,329/mo
Today · 4.125%
HK$51,488
baseline
▲ 0.50% · 4.625%
HK$54,202
+HK$2,714/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$102,976/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,455
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,211
−HK$1,784/mo
Today · 4.125%
HK$59,995
baseline
▲ 0.50% · 4.625%
HK$63,646
+HK$3,651/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$119,990/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,805
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,490
−HK$1,709/mo
Today · 4.125%
HK$66,199
baseline
▲ 0.50% · 4.625%
HK$69,688
+HK$3,489/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$132,398/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,794 · Scale 2, in force from 26 Feb 2026)