LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,364
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,340
−HK$991/mo
Today · 4.125%
HK$33,331
baseline
▲ 0.50% · 4.625%
HK$35,359
+HK$2,028/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,662/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,893
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,828
−HK$950/mo
Today · 4.125%
HK$36,778
baseline
▲ 0.50% · 4.625%
HK$38,716
+HK$1,938/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,556/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,637
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,808
−HK$1,190/mo
Today · 4.125%
HK$39,998
baseline
▲ 0.50% · 4.625%
HK$42,431
+HK$2,433/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$79,996/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,871
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,994
−HK$1,139/mo
Today · 4.125%
HK$44,133
baseline
▲ 0.50% · 4.625%
HK$46,460
+HK$2,327/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,266/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,910
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,276
−HK$1,388/mo
Today · 4.125%
HK$46,664
baseline
▲ 0.50% · 4.625%
HK$49,503
+HK$2,839/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$93,328/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,850
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,160
−HK$1,329/mo
Today · 4.125%
HK$51,489
baseline
▲ 0.50% · 4.625%
HK$54,203
+HK$2,714/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$102,978/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,456
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,212
−HK$1,784/mo
Today · 4.125%
HK$59,996
baseline
▲ 0.50% · 4.625%
HK$63,647
+HK$3,651/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$119,992/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,807
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,491
−HK$1,709/mo
Today · 4.125%
HK$66,200
baseline
▲ 0.50% · 4.625%
HK$69,689
+HK$3,489/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$132,400/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,805 · Scale 2, in force from 26 Feb 2026)