LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,365
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,341
−HK$991/mo
Today · 4.125%
HK$33,332
baseline
▲ 0.50% · 4.625%
HK$35,360
+HK$2,028/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,664/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,894
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,829
−HK$950/mo
Today · 4.125%
HK$36,779
baseline
▲ 0.50% · 4.625%
HK$38,717
+HK$1,938/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,558/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,638
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,809
−HK$1,190/mo
Today · 4.125%
HK$39,999
baseline
▲ 0.50% · 4.625%
HK$42,432
+HK$2,433/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$79,998/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,872
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$42,995
−HK$1,140/mo
Today · 4.125%
HK$44,135
baseline
▲ 0.50% · 4.625%
HK$46,461
+HK$2,326/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,270/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,911
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,277
−HK$1,388/mo
Today · 4.125%
HK$46,665
baseline
▲ 0.50% · 4.625%
HK$49,504
+HK$2,839/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$93,330/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,851
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,161
−HK$1,329/mo
Today · 4.125%
HK$51,490
baseline
▲ 0.50% · 4.625%
HK$54,204
+HK$2,714/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$102,980/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,458
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,214
−HK$1,784/mo
Today · 4.125%
HK$59,998
baseline
▲ 0.50% · 4.625%
HK$63,649
+HK$3,651/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$119,996/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,808
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,493
−HK$1,709/mo
Today · 4.125%
HK$66,202
baseline
▲ 0.50% · 4.625%
HK$69,691
+HK$3,489/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$132,404/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,819 · Scale 2, in force from 26 Feb 2026)