LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,367
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,343
−HK$991/mo
Today · 4.125%
HK$33,334
baseline
▲ 0.50% · 4.625%
HK$35,362
+HK$2,028/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,668/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,895
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,831
−HK$950/mo
Today · 4.125%
HK$36,781
baseline
▲ 0.50% · 4.625%
HK$38,719
+HK$1,938/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,562/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,640
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,811
−HK$1,190/mo
Today · 4.125%
HK$40,001
baseline
▲ 0.50% · 4.625%
HK$42,434
+HK$2,433/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$80,002/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,874
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$42,997
−HK$1,140/mo
Today · 4.125%
HK$44,137
baseline
▲ 0.50% · 4.625%
HK$46,463
+HK$2,326/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,274/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,914
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,280
−HK$1,387/mo
Today · 4.125%
HK$46,667
baseline
▲ 0.50% · 4.625%
HK$49,507
+HK$2,840/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$93,334/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,853
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,164
−HK$1,329/mo
Today · 4.125%
HK$51,493
baseline
▲ 0.50% · 4.625%
HK$54,207
+HK$2,714/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$102,986/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,460
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,217
−HK$1,784/mo
Today · 4.125%
HK$60,001
baseline
▲ 0.50% · 4.625%
HK$63,652
+HK$3,651/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$120,002/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,811
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,496
−HK$1,709/mo
Today · 4.125%
HK$66,205
baseline
▲ 0.50% · 4.625%
HK$69,695
+HK$3,490/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$132,410/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,844 · Scale 2, in force from 26 Feb 2026)