LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,368
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,344
−HK$991/mo
Today · 4.125%
HK$33,335
baseline
▲ 0.50% · 4.625%
HK$35,363
+HK$2,028/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,670/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,897
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,832
−HK$950/mo
Today · 4.125%
HK$36,782
baseline
▲ 0.50% · 4.625%
HK$38,721
+HK$1,939/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,564/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,642
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,812
−HK$1,190/mo
Today · 4.125%
HK$40,002
baseline
▲ 0.50% · 4.625%
HK$42,436
+HK$2,434/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$80,004/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,876
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,999
−HK$1,139/mo
Today · 4.125%
HK$44,138
baseline
▲ 0.50% · 4.625%
HK$46,465
+HK$2,327/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,276/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,915
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,281
−HK$1,388/mo
Today · 4.125%
HK$46,669
baseline
▲ 0.50% · 4.625%
HK$49,509
+HK$2,840/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$93,338/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,855
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,165
−HK$1,330/mo
Today · 4.125%
HK$51,495
baseline
▲ 0.50% · 4.625%
HK$54,209
+HK$2,714/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$102,990/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,462
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,219
−HK$1,784/mo
Today · 4.125%
HK$60,003
baseline
▲ 0.50% · 4.625%
HK$63,654
+HK$3,651/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$120,006/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,814
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,498
−HK$1,709/mo
Today · 4.125%
HK$66,207
baseline
▲ 0.50% · 4.625%
HK$69,697
+HK$3,490/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$132,414/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,863 · Scale 2, in force from 26 Feb 2026)