LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,369
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,345
−HK$991/mo
Today · 4.125%
HK$33,336
baseline
▲ 0.50% · 4.625%
HK$35,364
+HK$2,028/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,672/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,898
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,834
−HK$949/mo
Today · 4.125%
HK$36,783
baseline
▲ 0.50% · 4.625%
HK$38,722
+HK$1,939/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,566/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,643
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,814
−HK$1,189/mo
Today · 4.125%
HK$40,003
baseline
▲ 0.50% · 4.625%
HK$42,437
+HK$2,434/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$80,006/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,877
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,000
−HK$1,140/mo
Today · 4.125%
HK$44,140
baseline
▲ 0.50% · 4.625%
HK$46,466
+HK$2,326/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,280/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,916
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,283
−HK$1,387/mo
Today · 4.125%
HK$46,670
baseline
▲ 0.50% · 4.625%
HK$49,510
+HK$2,840/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$93,340/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,857
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,167
−HK$1,329/mo
Today · 4.125%
HK$51,496
baseline
▲ 0.50% · 4.625%
HK$54,211
+HK$2,715/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$102,992/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,464
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,220
−HK$1,785/mo
Today · 4.125%
HK$60,005
baseline
▲ 0.50% · 4.625%
HK$63,656
+HK$3,651/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$120,010/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,816
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,500
−HK$1,709/mo
Today · 4.125%
HK$66,209
baseline
▲ 0.50% · 4.625%
HK$69,699
+HK$3,490/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$132,418/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,879 · Scale 2, in force from 26 Feb 2026)