LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,370
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,346
−HK$992/mo
Today · 4.125%
HK$33,338
baseline
▲ 0.50% · 4.625%
HK$35,366
+HK$2,028/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,676/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,899
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,835
−HK$950/mo
Today · 4.125%
HK$36,785
baseline
▲ 0.50% · 4.625%
HK$38,724
+HK$1,939/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,570/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,644
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,815
−HK$1,190/mo
Today · 4.125%
HK$40,005
baseline
▲ 0.50% · 4.625%
HK$42,439
+HK$2,434/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$80,010/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,879
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,002
−HK$1,140/mo
Today · 4.125%
HK$44,142
baseline
▲ 0.50% · 4.625%
HK$46,468
+HK$2,326/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,284/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,918
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$45,285
−HK$1,388/mo
Today · 4.125%
HK$46,673
baseline
▲ 0.50% · 4.625%
HK$49,512
+HK$2,839/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$93,346/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,859
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,169
−HK$1,330/mo
Today · 4.125%
HK$51,499
baseline
▲ 0.50% · 4.625%
HK$54,213
+HK$2,714/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$102,998/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,467
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,223
−HK$1,785/mo
Today · 4.125%
HK$60,008
baseline
▲ 0.50% · 4.625%
HK$63,659
+HK$3,651/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$120,016/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,819
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,503
−HK$1,709/mo
Today · 4.125%
HK$66,212
baseline
▲ 0.50% · 4.625%
HK$69,703
+HK$3,491/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$132,424/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,902 · Scale 2, in force from 26 Feb 2026)