LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,371
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,347
−HK$991/mo
Today · 4.125%
HK$33,338
baseline
▲ 0.50% · 4.625%
HK$35,366
+HK$2,028/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,676/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,900
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,836
−HK$949/mo
Today · 4.125%
HK$36,785
baseline
▲ 0.50% · 4.625%
HK$38,724
+HK$1,939/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,570/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,645
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,816
−HK$1,190/mo
Today · 4.125%
HK$40,006
baseline
▲ 0.50% · 4.625%
HK$42,440
+HK$2,434/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$80,012/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,880
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$43,003
−HK$1,139/mo
Today · 4.125%
HK$44,142
baseline
▲ 0.50% · 4.625%
HK$46,469
+HK$2,327/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,284/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,919
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,285
−HK$1,388/mo
Today · 4.125%
HK$46,673
baseline
▲ 0.50% · 4.625%
HK$49,513
+HK$2,840/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$93,346/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,859
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,170
−HK$1,329/mo
Today · 4.125%
HK$51,499
baseline
▲ 0.50% · 4.625%
HK$54,214
+HK$2,715/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$102,998/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,467
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,224
−HK$1,784/mo
Today · 4.125%
HK$60,008
baseline
▲ 0.50% · 4.625%
HK$63,660
+HK$3,652/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$120,016/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,819
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,504
−HK$1,709/mo
Today · 4.125%
HK$66,213
baseline
▲ 0.50% · 4.625%
HK$69,703
+HK$3,490/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$132,426/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,908 · Scale 2, in force from 26 Feb 2026)