LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,373
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,349
−HK$991/mo
Today · 4.125%
HK$33,340
baseline
▲ 0.50% · 4.625%
HK$35,369
+HK$2,029/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,680/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$515,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,902
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,838
−HK$950/mo
Today · 4.125%
HK$36,788
baseline
▲ 0.50% · 4.625%
HK$38,727
+HK$1,939/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,576/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$515,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,647
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,818
−HK$1,190/mo
Today · 4.125%
HK$40,008
baseline
▲ 0.50% · 4.625%
HK$42,443
+HK$2,435/mo
Deposit HK$5.50M · loan HK$8.26M · min. income ≈ HK$80,016/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,882
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,006
−HK$1,139/mo
Today · 4.125%
HK$44,145
baseline
▲ 0.50% · 4.625%
HK$46,472
+HK$2,327/mo
Deposit HK$5.50M · loan HK$8.26M · min. income ≈ HK$88,290/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,922
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,288
−HK$1,388/mo
Today · 4.125%
HK$46,676
baseline
▲ 0.50% · 4.625%
HK$49,516
+HK$2,840/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$93,352/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,863
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,173
−HK$1,330/mo
Today · 4.125%
HK$51,503
baseline
▲ 0.50% · 4.625%
HK$54,217
+HK$2,714/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$103,006/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,471
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,228
−HK$1,784/mo
Today · 4.125%
HK$60,012
baseline
▲ 0.50% · 4.625%
HK$63,664
+HK$3,652/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$120,024/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,823
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$64,508
−HK$1,710/mo
Today · 4.125%
HK$66,218
baseline
▲ 0.50% · 4.625%
HK$69,708
+HK$3,490/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$132,436/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,942 · Scale 2, in force from 26 Feb 2026)