LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,374
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,350
−HK$991/mo
Today · 4.125%
HK$33,341
baseline
▲ 0.50% · 4.625%
HK$35,370
+HK$2,029/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,682/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$515,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,903
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,839
−HK$950/mo
Today · 4.125%
HK$36,789
baseline
▲ 0.50% · 4.625%
HK$38,728
+HK$1,939/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,578/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$515,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,649
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,820
−HK$1,190/mo
Today · 4.125%
HK$40,010
baseline
▲ 0.50% · 4.625%
HK$42,444
+HK$2,434/mo
Deposit HK$5.50M · loan HK$8.26M · min. income ≈ HK$80,020/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,884
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,007
−HK$1,140/mo
Today · 4.125%
HK$44,147
baseline
▲ 0.50% · 4.625%
HK$46,474
+HK$2,327/mo
Deposit HK$5.50M · loan HK$8.26M · min. income ≈ HK$88,294/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,924
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,290
−HK$1,388/mo
Today · 4.125%
HK$46,678
baseline
▲ 0.50% · 4.625%
HK$49,518
+HK$2,840/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$93,356/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,865
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,175
−HK$1,330/mo
Today · 4.125%
HK$51,505
baseline
▲ 0.50% · 4.625%
HK$54,219
+HK$2,714/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$103,010/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,473
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$58,230
−HK$1,785/mo
Today · 4.125%
HK$60,015
baseline
▲ 0.50% · 4.625%
HK$63,666
+HK$3,651/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$120,030/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,826
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,511
−HK$1,709/mo
Today · 4.125%
HK$66,220
baseline
▲ 0.50% · 4.625%
HK$69,711
+HK$3,491/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$132,440/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,962 · Scale 2, in force from 26 Feb 2026)