LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,375
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,351
−HK$992/mo
Today · 4.125%
HK$33,343
baseline
▲ 0.50% · 4.625%
HK$35,372
+HK$2,029/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,686/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$515,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,905
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,841
−HK$949/mo
Today · 4.125%
HK$36,790
baseline
▲ 0.50% · 4.625%
HK$38,730
+HK$1,940/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,580/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$515,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,650
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,821
−HK$1,190/mo
Today · 4.125%
HK$40,011
baseline
▲ 0.50% · 4.625%
HK$42,446
+HK$2,435/mo
Deposit HK$5.50M · loan HK$8.26M · min. income ≈ HK$80,022/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,885
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,009
−HK$1,139/mo
Today · 4.125%
HK$44,148
baseline
▲ 0.50% · 4.625%
HK$46,476
+HK$2,328/mo
Deposit HK$5.50M · loan HK$8.26M · min. income ≈ HK$88,296/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,925
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$45,292
−HK$1,388/mo
Today · 4.125%
HK$46,680
baseline
▲ 0.50% · 4.625%
HK$49,520
+HK$2,840/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$93,360/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,866
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,177
−HK$1,330/mo
Today · 4.125%
HK$51,507
baseline
▲ 0.50% · 4.625%
HK$54,221
+HK$2,714/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$103,014/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,475
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$58,232
−HK$1,785/mo
Today · 4.125%
HK$60,017
baseline
▲ 0.50% · 4.625%
HK$63,669
+HK$3,652/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$120,034/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,828
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$64,513
−HK$1,710/mo
Today · 4.125%
HK$66,223
baseline
▲ 0.50% · 4.625%
HK$69,713
+HK$3,490/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$132,446/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,982 · Scale 2, in force from 26 Feb 2026)