LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,375
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,351
−HK$992/mo
Today · 4.125%
HK$33,343
baseline
▲ 0.50% · 4.625%
HK$35,372
+HK$2,029/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,686/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$515,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,905
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,841
−HK$950/mo
Today · 4.125%
HK$36,791
baseline
▲ 0.50% · 4.625%
HK$38,730
+HK$1,939/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,582/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$515,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,651
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,822
−HK$1,190/mo
Today · 4.125%
HK$40,012
baseline
▲ 0.50% · 4.625%
HK$42,446
+HK$2,434/mo
Deposit HK$5.50M · loan HK$8.26M · min. income ≈ HK$80,024/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,886
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,009
−HK$1,140/mo
Today · 4.125%
HK$44,149
baseline
▲ 0.50% · 4.625%
HK$46,476
+HK$2,327/mo
Deposit HK$5.50M · loan HK$8.26M · min. income ≈ HK$88,298/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,926
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,292
−HK$1,388/mo
Today · 4.125%
HK$46,680
baseline
▲ 0.50% · 4.625%
HK$49,521
+HK$2,841/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$93,360/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,867
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,177
−HK$1,330/mo
Today · 4.125%
HK$51,507
baseline
▲ 0.50% · 4.625%
HK$54,222
+HK$2,715/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$103,014/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,476
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,233
−HK$1,784/mo
Today · 4.125%
HK$60,017
baseline
▲ 0.50% · 4.625%
HK$63,669
+HK$3,652/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$120,034/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,829
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,514
−HK$1,709/mo
Today · 4.125%
HK$66,223
baseline
▲ 0.50% · 4.625%
HK$69,714
+HK$3,491/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$132,446/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,986 · Scale 2, in force from 26 Feb 2026)