LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,376
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,352
−HK$991/mo
Today · 4.125%
HK$33,343
baseline
▲ 0.50% · 4.625%
HK$35,372
+HK$2,029/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,686/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$515,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,905
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,841
−HK$950/mo
Today · 4.125%
HK$36,791
baseline
▲ 0.50% · 4.625%
HK$38,730
+HK$1,939/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,582/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$515,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,651
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,822
−HK$1,190/mo
Today · 4.125%
HK$40,012
baseline
▲ 0.50% · 4.625%
HK$42,447
+HK$2,435/mo
Deposit HK$5.50M · loan HK$8.26M · min. income ≈ HK$80,024/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,886
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,010
−HK$1,139/mo
Today · 4.125%
HK$44,149
baseline
▲ 0.50% · 4.625%
HK$46,477
+HK$2,328/mo
Deposit HK$5.50M · loan HK$8.26M · min. income ≈ HK$88,298/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$515,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,926
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$45,293
−HK$1,388/mo
Today · 4.125%
HK$46,681
baseline
▲ 0.50% · 4.625%
HK$49,521
+HK$2,840/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$93,362/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,867
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,178
−HK$1,330/mo
Today · 4.125%
HK$51,508
baseline
▲ 0.50% · 4.625%
HK$54,223
+HK$2,715/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$103,016/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,477
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,233
−HK$1,785/mo
Today · 4.125%
HK$60,018
baseline
▲ 0.50% · 4.625%
HK$63,670
+HK$3,652/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$120,036/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,830
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,515
−HK$1,709/mo
Today · 4.125%
HK$66,224
baseline
▲ 0.50% · 4.625%
HK$69,715
+HK$3,491/mo
Deposit HK$1.38M · loan HK$12.38M · min. income ≈ HK$132,448/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,993 · Scale 2, in force from 26 Feb 2026)