LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,379
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,355
−HK$992/mo
Today · 4.125%
HK$33,347
baseline
▲ 0.50% · 4.625%
HK$35,376
+HK$2,029/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,694/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,909
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,845
−HK$950/mo
Today · 4.125%
HK$36,795
baseline
▲ 0.50% · 4.625%
HK$38,734
+HK$1,939/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,590/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,655
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,826
−HK$1,190/mo
Today · 4.125%
HK$40,016
baseline
▲ 0.50% · 4.625%
HK$42,451
+HK$2,435/mo
Deposit HK$5.50M · loan HK$8.26M · min. income ≈ HK$80,032/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,890
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,014
−HK$1,140/mo
Today · 4.125%
HK$44,154
baseline
▲ 0.50% · 4.625%
HK$46,481
+HK$2,327/mo
Deposit HK$5.50M · loan HK$8.26M · min. income ≈ HK$88,308/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,930
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$45,297
−HK$1,388/mo
Today · 4.125%
HK$46,685
baseline
▲ 0.50% · 4.625%
HK$49,526
+HK$2,841/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$93,370/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$516,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,872
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,183
−HK$1,330/mo
Today · 4.125%
HK$51,513
baseline
▲ 0.50% · 4.625%
HK$54,228
+HK$2,715/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$103,026/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$516,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,482
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$58,239
−HK$1,785/mo
Today · 4.125%
HK$60,024
baseline
▲ 0.50% · 4.625%
HK$63,676
+HK$3,652/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$120,048/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,836
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,521
−HK$1,709/mo
Today · 4.125%
HK$66,230
baseline
▲ 0.50% · 4.625%
HK$69,722
+HK$3,492/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$132,460/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,042 · Scale 2, in force from 26 Feb 2026)