LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,384
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,360
−HK$992/mo
Today · 4.125%
HK$33,352
baseline
▲ 0.50% · 4.625%
HK$35,382
+HK$2,030/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,704/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,915
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,851
−HK$950/mo
Today · 4.125%
HK$36,801
baseline
▲ 0.50% · 4.625%
HK$38,741
+HK$1,940/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,602/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,661
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,833
−HK$1,190/mo
Today · 4.125%
HK$40,023
baseline
▲ 0.50% · 4.625%
HK$42,458
+HK$2,435/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$80,046/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,898
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,021
−HK$1,140/mo
Today · 4.125%
HK$44,161
baseline
▲ 0.50% · 4.625%
HK$46,489
+HK$2,328/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$88,322/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,938
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$45,305
−HK$1,388/mo
Today · 4.125%
HK$46,693
baseline
▲ 0.50% · 4.625%
HK$49,534
+HK$2,841/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$93,386/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,881
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,192
−HK$1,329/mo
Today · 4.125%
HK$51,521
baseline
▲ 0.50% · 4.625%
HK$54,237
+HK$2,716/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$103,042/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,492
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$58,249
−HK$1,785/mo
Today · 4.125%
HK$60,034
baseline
▲ 0.50% · 4.625%
HK$63,687
+HK$3,653/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$120,068/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,846
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$64,532
−HK$1,710/mo
Today · 4.125%
HK$66,242
baseline
▲ 0.50% · 4.625%
HK$69,734
+HK$3,492/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$132,484/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,131 · Scale 2, in force from 26 Feb 2026)