LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,386
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,362
−HK$992/mo
Today · 4.125%
HK$33,354
baseline
▲ 0.50% · 4.625%
HK$35,384
+HK$2,030/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,708/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,916
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,853
−HK$950/mo
Today · 4.125%
HK$36,803
baseline
▲ 0.50% · 4.625%
HK$38,743
+HK$1,940/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,606/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,663
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,835
−HK$1,190/mo
Today · 4.125%
HK$40,025
baseline
▲ 0.50% · 4.625%
HK$42,460
+HK$2,435/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$80,050/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,900
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,023
−HK$1,140/mo
Today · 4.125%
HK$44,163
baseline
▲ 0.50% · 4.625%
HK$46,491
+HK$2,328/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$88,326/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,940
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,307
−HK$1,389/mo
Today · 4.125%
HK$46,696
baseline
▲ 0.50% · 4.625%
HK$49,537
+HK$2,841/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$93,392/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,883
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,194
−HK$1,330/mo
Today · 4.125%
HK$51,524
baseline
▲ 0.50% · 4.625%
HK$54,240
+HK$2,716/mo
Deposit HK$4.13M · loan HK$9.63M · min. income ≈ HK$103,048/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,495
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$58,252
−HK$1,785/mo
Today · 4.125%
HK$60,037
baseline
▲ 0.50% · 4.625%
HK$63,690
+HK$3,653/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$120,074/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,850
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$64,535
−HK$1,710/mo
Today · 4.125%
HK$66,245
baseline
▲ 0.50% · 4.625%
HK$69,737
+HK$3,492/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$132,490/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,157 · Scale 2, in force from 26 Feb 2026)