LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,388
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,365
−HK$992/mo
Today · 4.125%
HK$33,357
baseline
▲ 0.50% · 4.625%
HK$35,386
+HK$2,029/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,714/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,919
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,856
−HK$950/mo
Today · 4.125%
HK$36,806
baseline
▲ 0.50% · 4.625%
HK$38,746
+HK$1,940/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,612/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,666
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,838
−HK$1,190/mo
Today · 4.125%
HK$40,028
baseline
▲ 0.50% · 4.625%
HK$42,464
+HK$2,436/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$80,056/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,903
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,027
−HK$1,140/mo
Today · 4.125%
HK$44,167
baseline
▲ 0.50% · 4.625%
HK$46,495
+HK$2,328/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$88,334/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,944
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$45,311
−HK$1,388/mo
Today · 4.125%
HK$46,699
baseline
▲ 0.50% · 4.625%
HK$49,541
+HK$2,842/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$93,398/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,887
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,198
−HK$1,330/mo
Today · 4.125%
HK$51,528
baseline
▲ 0.50% · 4.625%
HK$54,244
+HK$2,716/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$103,056/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,499
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$58,256
−HK$1,786/mo
Today · 4.125%
HK$60,042
baseline
▲ 0.50% · 4.625%
HK$63,695
+HK$3,653/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$120,084/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,855
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$64,540
−HK$1,710/mo
Today · 4.125%
HK$66,250
baseline
▲ 0.50% · 4.625%
HK$69,743
+HK$3,493/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$132,500/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,198 · Scale 2, in force from 26 Feb 2026)