LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,392
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,368
−HK$992/mo
Today · 4.125%
HK$33,360
baseline
▲ 0.50% · 4.625%
HK$35,390
+HK$2,030/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,720/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,923
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,859
−HK$951/mo
Today · 4.125%
HK$36,810
baseline
▲ 0.50% · 4.625%
HK$38,750
+HK$1,940/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,620/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,670
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,842
−HK$1,190/mo
Today · 4.125%
HK$40,032
baseline
▲ 0.50% · 4.625%
HK$42,468
+HK$2,436/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$80,064/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,907
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,031
−HK$1,141/mo
Today · 4.125%
HK$44,172
baseline
▲ 0.50% · 4.625%
HK$46,500
+HK$2,328/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$88,344/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,948
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,315
−HK$1,389/mo
Today · 4.125%
HK$46,704
baseline
▲ 0.50% · 4.625%
HK$49,546
+HK$2,842/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$93,408/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,892
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,203
−HK$1,330/mo
Today · 4.125%
HK$51,533
baseline
▲ 0.50% · 4.625%
HK$54,250
+HK$2,717/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$103,066/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,505
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$58,262
−HK$1,786/mo
Today · 4.125%
HK$60,048
baseline
▲ 0.50% · 4.625%
HK$63,702
+HK$3,654/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$120,096/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,861
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$64,547
−HK$1,710/mo
Today · 4.125%
HK$66,257
baseline
▲ 0.50% · 4.625%
HK$69,750
+HK$3,493/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$132,514/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,251 · Scale 2, in force from 26 Feb 2026)