LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,392
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,369
−HK$992/mo
Today · 4.125%
HK$33,361
baseline
▲ 0.50% · 4.625%
HK$35,391
+HK$2,030/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,722/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,924
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,860
−HK$950/mo
Today · 4.125%
HK$36,810
baseline
▲ 0.50% · 4.625%
HK$38,751
+HK$1,941/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,620/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,671
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,843
−HK$1,190/mo
Today · 4.125%
HK$40,033
baseline
▲ 0.50% · 4.625%
HK$42,469
+HK$2,436/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$80,066/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,908
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,032
−HK$1,141/mo
Today · 4.125%
HK$44,173
baseline
▲ 0.50% · 4.625%
HK$46,501
+HK$2,328/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$88,346/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,949
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,316
−HK$1,389/mo
Today · 4.125%
HK$46,705
baseline
▲ 0.50% · 4.625%
HK$49,547
+HK$2,842/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$93,410/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,893
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,204
−HK$1,331/mo
Today · 4.125%
HK$51,535
baseline
▲ 0.50% · 4.625%
HK$54,251
+HK$2,716/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$103,070/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,506
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,264
−HK$1,786/mo
Today · 4.125%
HK$60,050
baseline
▲ 0.50% · 4.625%
HK$63,703
+HK$3,653/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$120,100/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,863
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$64,548
−HK$1,711/mo
Today · 4.125%
HK$66,259
baseline
▲ 0.50% · 4.625%
HK$69,751
+HK$3,492/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$132,518/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,263 · Scale 2, in force from 26 Feb 2026)