LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,393
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,370
−HK$992/mo
Today · 4.125%
HK$33,362
baseline
▲ 0.50% · 4.625%
HK$35,392
+HK$2,030/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,724/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,925
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,861
−HK$951/mo
Today · 4.125%
HK$36,812
baseline
▲ 0.50% · 4.625%
HK$38,752
+HK$1,940/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,624/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,672
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,844
−HK$1,190/mo
Today · 4.125%
HK$40,034
baseline
▲ 0.50% · 4.625%
HK$42,470
+HK$2,436/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$80,068/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,910
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,034
−HK$1,140/mo
Today · 4.125%
HK$44,174
baseline
▲ 0.50% · 4.625%
HK$46,502
+HK$2,328/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$88,348/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,951
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,318
−HK$1,389/mo
Today · 4.125%
HK$46,707
baseline
▲ 0.50% · 4.625%
HK$49,549
+HK$2,842/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$93,414/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,895
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,206
−HK$1,330/mo
Today · 4.125%
HK$51,536
baseline
▲ 0.50% · 4.625%
HK$54,253
+HK$2,717/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$103,072/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,508
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$58,266
−HK$1,785/mo
Today · 4.125%
HK$60,051
baseline
▲ 0.50% · 4.625%
HK$63,705
+HK$3,654/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$120,102/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,864
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,550
−HK$1,711/mo
Today · 4.125%
HK$66,261
baseline
▲ 0.50% · 4.625%
HK$69,754
+HK$3,493/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$132,522/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,279 · Scale 2, in force from 26 Feb 2026)