LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,395
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,371
−HK$992/mo
Today · 4.125%
HK$33,363
baseline
▲ 0.50% · 4.625%
HK$35,394
+HK$2,031/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,726/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,926
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,863
−HK$950/mo
Today · 4.125%
HK$36,813
baseline
▲ 0.50% · 4.625%
HK$38,754
+HK$1,941/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,626/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,674
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,846
−HK$1,190/mo
Today · 4.125%
HK$40,036
baseline
▲ 0.50% · 4.625%
HK$42,472
+HK$2,436/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$80,072/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,912
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,036
−HK$1,140/mo
Today · 4.125%
HK$44,176
baseline
▲ 0.50% · 4.625%
HK$46,504
+HK$2,328/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$88,352/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,953
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,320
−HK$1,389/mo
Today · 4.125%
HK$46,709
baseline
▲ 0.50% · 4.625%
HK$49,551
+HK$2,842/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$93,418/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,897
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,208
−HK$1,331/mo
Today · 4.125%
HK$51,539
baseline
▲ 0.50% · 4.625%
HK$54,255
+HK$2,716/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$103,078/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,510
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,268
−HK$1,786/mo
Today · 4.125%
HK$60,054
baseline
▲ 0.50% · 4.625%
HK$63,708
+HK$3,654/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$120,108/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,867
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,553
−HK$1,711/mo
Today · 4.125%
HK$66,264
baseline
▲ 0.50% · 4.625%
HK$69,757
+HK$3,493/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$132,528/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,303 · Scale 2, in force from 26 Feb 2026)