LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,397
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,374
−HK$992/mo
Today · 4.125%
HK$33,366
baseline
▲ 0.50% · 4.625%
HK$35,396
+HK$2,030/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,732/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,929
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,866
−HK$950/mo
Today · 4.125%
HK$36,816
baseline
▲ 0.50% · 4.625%
HK$38,757
+HK$1,941/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,632/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,676
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,848
−HK$1,191/mo
Today · 4.125%
HK$40,039
baseline
▲ 0.50% · 4.625%
HK$42,475
+HK$2,436/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$80,078/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,915
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,039
−HK$1,140/mo
Today · 4.125%
HK$44,179
baseline
▲ 0.50% · 4.625%
HK$46,508
+HK$2,329/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$88,358/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,956
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,323
−HK$1,389/mo
Today · 4.125%
HK$46,712
baseline
▲ 0.50% · 4.625%
HK$49,555
+HK$2,843/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$93,424/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,900
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,212
−HK$1,330/mo
Today · 4.125%
HK$51,542
baseline
▲ 0.50% · 4.625%
HK$54,259
+HK$2,717/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$103,084/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,515
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,273
−HK$1,786/mo
Today · 4.125%
HK$60,059
baseline
▲ 0.50% · 4.625%
HK$63,713
+HK$3,654/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$120,118/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,872
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,558
−HK$1,711/mo
Today · 4.125%
HK$66,269
baseline
▲ 0.50% · 4.625%
HK$69,762
+HK$3,493/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$132,538/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,341 · Scale 2, in force from 26 Feb 2026)