LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,398
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,374
−HK$993/mo
Today · 4.125%
HK$33,367
baseline
▲ 0.50% · 4.625%
HK$35,397
+HK$2,030/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$66,734/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,930
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,866
−HK$951/mo
Today · 4.125%
HK$36,817
baseline
▲ 0.50% · 4.625%
HK$38,758
+HK$1,941/mo
Deposit HK$6.88M · loan HK$6.88M · min. income ≈ HK$73,634/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,677
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,849
−HK$1,191/mo
Today · 4.125%
HK$40,040
baseline
▲ 0.50% · 4.625%
HK$42,476
+HK$2,436/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$80,080/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,916
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,040
−HK$1,140/mo
Today · 4.125%
HK$44,180
baseline
▲ 0.50% · 4.625%
HK$46,509
+HK$2,329/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$88,360/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,957
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,324
−HK$1,389/mo
Today · 4.125%
HK$46,713
baseline
▲ 0.50% · 4.625%
HK$49,556
+HK$2,843/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$93,426/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,902
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,213
−HK$1,331/mo
Today · 4.125%
HK$51,544
baseline
▲ 0.50% · 4.625%
HK$54,261
+HK$2,717/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$103,088/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,516
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,274
−HK$1,786/mo
Today · 4.125%
HK$60,060
baseline
▲ 0.50% · 4.625%
HK$63,715
+HK$3,655/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$120,120/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,873
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,560
−HK$1,710/mo
Today · 4.125%
HK$66,270
baseline
▲ 0.50% · 4.625%
HK$69,764
+HK$3,494/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$132,540/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,353 · Scale 2, in force from 26 Feb 2026)