LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,400
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,377
−HK$992/mo
Today · 4.125%
HK$33,369
baseline
▲ 0.50% · 4.625%
HK$35,400
+HK$2,031/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,738/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,932
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,869
−HK$951/mo
Today · 4.125%
HK$36,820
baseline
▲ 0.50% · 4.625%
HK$38,760
+HK$1,940/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,640/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,680
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,852
−HK$1,191/mo
Today · 4.125%
HK$40,043
baseline
▲ 0.50% · 4.625%
HK$42,480
+HK$2,437/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$80,086/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,919
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,043
−HK$1,141/mo
Today · 4.125%
HK$44,184
baseline
▲ 0.50% · 4.625%
HK$46,513
+HK$2,329/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$88,368/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,960
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,328
−HK$1,389/mo
Today · 4.125%
HK$46,717
baseline
▲ 0.50% · 4.625%
HK$49,560
+HK$2,843/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$93,434/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,905
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,217
−HK$1,331/mo
Today · 4.125%
HK$51,548
baseline
▲ 0.50% · 4.625%
HK$54,265
+HK$2,717/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$103,096/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,520
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,278
−HK$1,787/mo
Today · 4.125%
HK$60,065
baseline
▲ 0.50% · 4.625%
HK$63,719
+HK$3,654/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$120,130/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,878
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,565
−HK$1,710/mo
Today · 4.125%
HK$66,275
baseline
▲ 0.50% · 4.625%
HK$69,769
+HK$3,494/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$132,550/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,392 · Scale 2, in force from 26 Feb 2026)