LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,402
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,379
−HK$992/mo
Today · 4.125%
HK$33,371
baseline
▲ 0.50% · 4.625%
HK$35,402
+HK$2,031/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,742/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,934
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,871
−HK$951/mo
Today · 4.125%
HK$36,822
baseline
▲ 0.50% · 4.625%
HK$38,763
+HK$1,941/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,644/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,682
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,854
−HK$1,191/mo
Today · 4.125%
HK$40,045
baseline
▲ 0.50% · 4.625%
HK$42,482
+HK$2,437/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$80,090/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,921
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,045
−HK$1,141/mo
Today · 4.125%
HK$44,186
baseline
▲ 0.50% · 4.625%
HK$46,515
+HK$2,329/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$88,372/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$516,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,963
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,330
−HK$1,389/mo
Today · 4.125%
HK$46,719
baseline
▲ 0.50% · 4.625%
HK$49,562
+HK$2,843/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$93,438/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,908
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,220
−HK$1,330/mo
Today · 4.125%
HK$51,550
baseline
▲ 0.50% · 4.625%
HK$54,268
+HK$2,718/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$103,100/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,523
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,281
−HK$1,787/mo
Today · 4.125%
HK$60,068
baseline
▲ 0.50% · 4.625%
HK$63,723
+HK$3,655/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$120,136/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,882
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,568
−HK$1,711/mo
Today · 4.125%
HK$66,279
baseline
▲ 0.50% · 4.625%
HK$69,773
+HK$3,494/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$132,558/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,420 · Scale 2, in force from 26 Feb 2026)