LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,403
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,380
−HK$993/mo
Today · 4.125%
HK$33,373
baseline
▲ 0.50% · 4.625%
HK$35,403
+HK$2,030/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,746/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,936
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,873
−HK$950/mo
Today · 4.125%
HK$36,823
baseline
▲ 0.50% · 4.625%
HK$38,764
+HK$1,941/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,646/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,684
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,856
−HK$1,191/mo
Today · 4.125%
HK$40,047
baseline
▲ 0.50% · 4.625%
HK$42,484
+HK$2,437/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$80,094/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,923
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,048
−HK$1,140/mo
Today · 4.125%
HK$44,188
baseline
▲ 0.50% · 4.625%
HK$46,517
+HK$2,329/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$88,376/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,965
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,332
−HK$1,390/mo
Today · 4.125%
HK$46,722
baseline
▲ 0.50% · 4.625%
HK$49,565
+HK$2,843/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$93,444/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,910
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,222
−HK$1,331/mo
Today · 4.125%
HK$51,553
baseline
▲ 0.50% · 4.625%
HK$54,270
+HK$2,717/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$103,106/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,526
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,284
−HK$1,787/mo
Today · 4.125%
HK$60,071
baseline
▲ 0.50% · 4.625%
HK$63,726
+HK$3,655/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$120,142/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,885
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,571
−HK$1,711/mo
Today · 4.125%
HK$66,282
baseline
▲ 0.50% · 4.625%
HK$69,776
+HK$3,494/mo
Deposit HK$1.38M · loan HK$12.39M · min. income ≈ HK$132,564/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,446 · Scale 2, in force from 26 Feb 2026)