LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,405
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,382
−HK$993/mo
Today · 4.125%
HK$33,375
baseline
▲ 0.50% · 4.625%
HK$35,405
+HK$2,030/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,750/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,938
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,875
−HK$951/mo
Today · 4.125%
HK$36,826
baseline
▲ 0.50% · 4.625%
HK$38,767
+HK$1,941/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,652/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,686
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,859
−HK$1,191/mo
Today · 4.125%
HK$40,050
baseline
▲ 0.50% · 4.625%
HK$42,487
+HK$2,437/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$80,100/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,926
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,050
−HK$1,141/mo
Today · 4.125%
HK$44,191
baseline
▲ 0.50% · 4.625%
HK$46,520
+HK$2,329/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$88,382/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,967
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,335
−HK$1,390/mo
Today · 4.125%
HK$46,725
baseline
▲ 0.50% · 4.625%
HK$49,568
+HK$2,843/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$93,450/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,913
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,225
−HK$1,331/mo
Today · 4.125%
HK$51,556
baseline
▲ 0.50% · 4.625%
HK$54,274
+HK$2,718/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$103,112/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,530
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,288
−HK$1,786/mo
Today · 4.125%
HK$60,074
baseline
▲ 0.50% · 4.625%
HK$63,730
+HK$3,656/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$120,148/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,889
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,575
−HK$1,711/mo
Today · 4.125%
HK$66,286
baseline
▲ 0.50% · 4.625%
HK$69,780
+HK$3,494/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$132,572/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,477 · Scale 2, in force from 26 Feb 2026)