LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,406
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,383
−HK$993/mo
Today · 4.125%
HK$33,376
baseline
▲ 0.50% · 4.625%
HK$35,406
+HK$2,030/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,752/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,939
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,876
−HK$951/mo
Today · 4.125%
HK$36,827
baseline
▲ 0.50% · 4.625%
HK$38,768
+HK$1,941/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,654/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,687
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,860
−HK$1,191/mo
Today · 4.125%
HK$40,051
baseline
▲ 0.50% · 4.625%
HK$42,488
+HK$2,437/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$80,102/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,927
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,051
−HK$1,141/mo
Today · 4.125%
HK$44,192
baseline
▲ 0.50% · 4.625%
HK$46,522
+HK$2,330/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$88,384/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,969
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,336
−HK$1,390/mo
Today · 4.125%
HK$46,726
baseline
▲ 0.50% · 4.625%
HK$49,569
+HK$2,843/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$93,452/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,915
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,227
−HK$1,330/mo
Today · 4.125%
HK$51,557
baseline
▲ 0.50% · 4.625%
HK$54,275
+HK$2,718/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$103,114/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,531
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,290
−HK$1,786/mo
Today · 4.125%
HK$60,076
baseline
▲ 0.50% · 4.625%
HK$63,732
+HK$3,656/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$120,152/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,890
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$64,577
−HK$1,711/mo
Today · 4.125%
HK$66,288
baseline
▲ 0.50% · 4.625%
HK$69,782
+HK$3,494/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$132,576/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,492 · Scale 2, in force from 26 Feb 2026)