LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,407
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,384
−HK$992/mo
Today · 4.125%
HK$33,376
baseline
▲ 0.50% · 4.625%
HK$35,407
+HK$2,031/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,752/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,940
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,877
−HK$950/mo
Today · 4.125%
HK$36,827
baseline
▲ 0.50% · 4.625%
HK$38,768
+HK$1,941/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,654/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,688
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,860
−HK$1,191/mo
Today · 4.125%
HK$40,051
baseline
▲ 0.50% · 4.625%
HK$42,488
+HK$2,437/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$80,102/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,927
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,052
−HK$1,141/mo
Today · 4.125%
HK$44,193
baseline
▲ 0.50% · 4.625%
HK$46,522
+HK$2,329/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$88,386/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,969
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,337
−HK$1,390/mo
Today · 4.125%
HK$46,727
baseline
▲ 0.50% · 4.625%
HK$49,570
+HK$2,843/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$93,454/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,915
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,227
−HK$1,331/mo
Today · 4.125%
HK$51,558
baseline
▲ 0.50% · 4.625%
HK$54,276
+HK$2,718/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$103,116/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,532
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,290
−HK$1,787/mo
Today · 4.125%
HK$60,077
baseline
▲ 0.50% · 4.625%
HK$63,733
+HK$3,656/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$120,154/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,891
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$64,578
−HK$1,711/mo
Today · 4.125%
HK$66,289
baseline
▲ 0.50% · 4.625%
HK$69,783
+HK$3,494/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$132,578/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,499 · Scale 2, in force from 26 Feb 2026)