LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,407
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,384
−HK$993/mo
Today · 4.125%
HK$33,377
baseline
▲ 0.50% · 4.625%
HK$35,408
+HK$2,031/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,754/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,940
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,878
−HK$950/mo
Today · 4.125%
HK$36,828
baseline
▲ 0.50% · 4.625%
HK$38,769
+HK$1,941/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,656/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,689
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,861
−HK$1,191/mo
Today · 4.125%
HK$40,052
baseline
▲ 0.50% · 4.625%
HK$42,489
+HK$2,437/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$80,104/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,929
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,053
−HK$1,141/mo
Today · 4.125%
HK$44,194
baseline
▲ 0.50% · 4.625%
HK$46,523
+HK$2,329/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$88,388/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,970
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,338
−HK$1,390/mo
Today · 4.125%
HK$46,728
baseline
▲ 0.50% · 4.625%
HK$49,571
+HK$2,843/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$93,456/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,917
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,229
−HK$1,330/mo
Today · 4.125%
HK$51,559
baseline
▲ 0.50% · 4.625%
HK$54,277
+HK$2,718/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$103,118/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,533
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,292
−HK$1,786/mo
Today · 4.125%
HK$60,078
baseline
▲ 0.50% · 4.625%
HK$63,734
+HK$3,656/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$120,156/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,893
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$64,580
−HK$1,711/mo
Today · 4.125%
HK$66,291
baseline
▲ 0.50% · 4.625%
HK$69,785
+HK$3,494/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$132,582/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,512 · Scale 2, in force from 26 Feb 2026)