LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,408
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,385
−HK$992/mo
Today · 4.125%
HK$33,377
baseline
▲ 0.50% · 4.625%
HK$35,408
+HK$2,031/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,754/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,941
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,878
−HK$951/mo
Today · 4.125%
HK$36,829
baseline
▲ 0.50% · 4.625%
HK$38,770
+HK$1,941/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,658/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,689
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,862
−HK$1,191/mo
Today · 4.125%
HK$40,053
baseline
▲ 0.50% · 4.625%
HK$42,490
+HK$2,437/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$80,106/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,929
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,054
−HK$1,140/mo
Today · 4.125%
HK$44,194
baseline
▲ 0.50% · 4.625%
HK$46,524
+HK$2,330/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$88,388/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,971
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,339
−HK$1,389/mo
Today · 4.125%
HK$46,728
baseline
▲ 0.50% · 4.625%
HK$49,572
+HK$2,844/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$93,456/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,917
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,229
−HK$1,331/mo
Today · 4.125%
HK$51,560
baseline
▲ 0.50% · 4.625%
HK$54,278
+HK$2,718/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$103,120/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,534
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,293
−HK$1,786/mo
Today · 4.125%
HK$60,079
baseline
▲ 0.50% · 4.625%
HK$63,735
+HK$3,656/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$120,158/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,894
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$64,581
−HK$1,711/mo
Today · 4.125%
HK$66,292
baseline
▲ 0.50% · 4.625%
HK$69,786
+HK$3,494/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$132,584/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,520 · Scale 2, in force from 26 Feb 2026)