LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,408
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,385
−HK$993/mo
Today · 4.125%
HK$33,378
baseline
▲ 0.50% · 4.625%
HK$35,409
+HK$2,031/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,756/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,941
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,878
−HK$951/mo
Today · 4.125%
HK$36,829
baseline
▲ 0.50% · 4.625%
HK$38,770
+HK$1,941/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,658/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,690
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,862
−HK$1,191/mo
Today · 4.125%
HK$40,053
baseline
▲ 0.50% · 4.625%
HK$42,490
+HK$2,437/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$80,106/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,929
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,054
−HK$1,141/mo
Today · 4.125%
HK$44,195
baseline
▲ 0.50% · 4.625%
HK$46,524
+HK$2,329/mo
Deposit HK$5.51M · loan HK$8.26M · min. income ≈ HK$88,390/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,971
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,339
−HK$1,390/mo
Today · 4.125%
HK$46,729
baseline
▲ 0.50% · 4.625%
HK$49,572
+HK$2,843/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$93,458/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,918
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,230
−HK$1,331/mo
Today · 4.125%
HK$51,561
baseline
▲ 0.50% · 4.625%
HK$54,278
+HK$2,717/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$103,122/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,535
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,293
−HK$1,787/mo
Today · 4.125%
HK$60,080
baseline
▲ 0.50% · 4.625%
HK$63,736
+HK$3,656/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$120,160/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,894
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$64,581
−HK$1,711/mo
Today · 4.125%
HK$66,292
baseline
▲ 0.50% · 4.625%
HK$69,787
+HK$3,495/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$132,584/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,524 · Scale 2, in force from 26 Feb 2026)