LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,412
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,389
−HK$993/mo
Today · 4.125%
HK$33,382
baseline
▲ 0.50% · 4.625%
HK$35,413
+HK$2,031/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,764/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,945
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,883
−HK$950/mo
Today · 4.125%
HK$36,833
baseline
▲ 0.50% · 4.625%
HK$38,775
+HK$1,942/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,666/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,694
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,867
−HK$1,191/mo
Today · 4.125%
HK$40,058
baseline
▲ 0.50% · 4.625%
HK$42,495
+HK$2,437/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$80,116/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,934
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,059
−HK$1,141/mo
Today · 4.125%
HK$44,200
baseline
▲ 0.50% · 4.625%
HK$46,530
+HK$2,330/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$88,400/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,977
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,345
−HK$1,389/mo
Today · 4.125%
HK$46,734
baseline
▲ 0.50% · 4.625%
HK$49,578
+HK$2,844/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$93,468/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,924
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,236
−HK$1,331/mo
Today · 4.125%
HK$51,567
baseline
▲ 0.50% · 4.625%
HK$54,285
+HK$2,718/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$103,134/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,541
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$58,300
−HK$1,787/mo
Today · 4.125%
HK$60,087
baseline
▲ 0.50% · 4.625%
HK$63,743
+HK$3,656/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$120,174/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,902
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$64,589
−HK$1,711/mo
Today · 4.125%
HK$66,300
baseline
▲ 0.50% · 4.625%
HK$69,795
+HK$3,495/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$132,600/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,585 · Scale 2, in force from 26 Feb 2026)