LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,414
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,392
−HK$992/mo
Today · 4.125%
HK$33,384
baseline
▲ 0.50% · 4.625%
HK$35,416
+HK$2,032/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,768/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,948
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,886
−HK$950/mo
Today · 4.125%
HK$36,836
baseline
▲ 0.50% · 4.625%
HK$38,778
+HK$1,942/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,672/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$516,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,697
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,870
−HK$1,191/mo
Today · 4.125%
HK$40,061
baseline
▲ 0.50% · 4.625%
HK$42,499
+HK$2,438/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$80,122/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,938
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,063
−HK$1,141/mo
Today · 4.125%
HK$44,204
baseline
▲ 0.50% · 4.625%
HK$46,534
+HK$2,330/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$88,408/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,980
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,348
−HK$1,390/mo
Today · 4.125%
HK$46,738
baseline
▲ 0.50% · 4.625%
HK$49,582
+HK$2,844/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$93,476/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,928
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,240
−HK$1,331/mo
Today · 4.125%
HK$51,571
baseline
▲ 0.50% · 4.625%
HK$54,289
+HK$2,718/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$103,142/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,546
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$58,305
−HK$1,787/mo
Today · 4.125%
HK$60,092
baseline
▲ 0.50% · 4.625%
HK$63,748
+HK$3,656/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$120,184/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,907
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$64,594
−HK$1,711/mo
Today · 4.125%
HK$66,305
baseline
▲ 0.50% · 4.625%
HK$69,801
+HK$3,496/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$132,610/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,627 · Scale 2, in force from 26 Feb 2026)