LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,416
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,393
−HK$993/mo
Today · 4.125%
HK$33,386
baseline
▲ 0.50% · 4.625%
HK$35,418
+HK$2,032/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,772/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,950
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,888
−HK$951/mo
Today · 4.125%
HK$36,839
baseline
▲ 0.50% · 4.625%
HK$38,780
+HK$1,941/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,678/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,699
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,872
−HK$1,192/mo
Today · 4.125%
HK$40,064
baseline
▲ 0.50% · 4.625%
HK$42,501
+HK$2,437/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$80,128/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,940
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,065
−HK$1,141/mo
Today · 4.125%
HK$44,206
baseline
▲ 0.50% · 4.625%
HK$46,536
+HK$2,330/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$88,412/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,983
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,351
−HK$1,390/mo
Today · 4.125%
HK$46,741
baseline
▲ 0.50% · 4.625%
HK$49,585
+HK$2,844/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$93,482/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,930
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,243
−HK$1,331/mo
Today · 4.125%
HK$51,574
baseline
▲ 0.50% · 4.625%
HK$54,292
+HK$2,718/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$103,148/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,549
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$58,308
−HK$1,787/mo
Today · 4.125%
HK$60,095
baseline
▲ 0.50% · 4.625%
HK$63,752
+HK$3,657/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$120,190/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,910
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$64,598
−HK$1,711/mo
Today · 4.125%
HK$66,309
baseline
▲ 0.50% · 4.625%
HK$69,805
+HK$3,496/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$132,618/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,657 · Scale 2, in force from 26 Feb 2026)