LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,417
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,394
−HK$993/mo
Today · 4.125%
HK$33,387
baseline
▲ 0.50% · 4.625%
HK$35,418
+HK$2,031/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,774/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,951
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,888
−HK$951/mo
Today · 4.125%
HK$36,839
baseline
▲ 0.50% · 4.625%
HK$38,781
+HK$1,942/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,678/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,700
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,873
−HK$1,191/mo
Today · 4.125%
HK$40,064
baseline
▲ 0.50% · 4.625%
HK$42,502
+HK$2,438/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$80,128/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,941
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,066
−HK$1,141/mo
Today · 4.125%
HK$44,207
baseline
▲ 0.50% · 4.625%
HK$46,537
+HK$2,330/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$88,414/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,984
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,352
−HK$1,390/mo
Today · 4.125%
HK$46,742
baseline
▲ 0.50% · 4.625%
HK$49,586
+HK$2,844/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$93,484/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,931
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,244
−HK$1,331/mo
Today · 4.125%
HK$51,575
baseline
▲ 0.50% · 4.625%
HK$54,293
+HK$2,718/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$103,150/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,550
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,309
−HK$1,788/mo
Today · 4.125%
HK$60,097
baseline
▲ 0.50% · 4.625%
HK$63,753
+HK$3,656/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$120,194/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,912
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$64,599
−HK$1,712/mo
Today · 4.125%
HK$66,311
baseline
▲ 0.50% · 4.625%
HK$69,806
+HK$3,495/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$132,622/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,667 · Scale 2, in force from 26 Feb 2026)