LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,418
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,395
−HK$993/mo
Today · 4.125%
HK$33,388
baseline
▲ 0.50% · 4.625%
HK$35,420
+HK$2,032/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,776/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,952
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,890
−HK$951/mo
Today · 4.125%
HK$36,841
baseline
▲ 0.50% · 4.625%
HK$38,782
+HK$1,941/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,682/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,702
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,874
−HK$1,192/mo
Today · 4.125%
HK$40,066
baseline
▲ 0.50% · 4.625%
HK$42,504
+HK$2,438/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$80,132/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,943
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,068
−HK$1,141/mo
Today · 4.125%
HK$44,209
baseline
▲ 0.50% · 4.625%
HK$46,539
+HK$2,330/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$88,418/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,985
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,353
−HK$1,390/mo
Today · 4.125%
HK$46,743
baseline
▲ 0.50% · 4.625%
HK$49,588
+HK$2,845/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$93,486/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,933
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,245
−HK$1,332/mo
Today · 4.125%
HK$51,577
baseline
▲ 0.50% · 4.625%
HK$54,295
+HK$2,718/mo
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$103,154/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,552
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,311
−HK$1,788/mo
Today · 4.125%
HK$60,099
baseline
▲ 0.50% · 4.625%
HK$63,756
+HK$3,657/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$120,198/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,914
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$64,601
−HK$1,712/mo
Today · 4.125%
HK$66,313
baseline
▲ 0.50% · 4.625%
HK$69,808
+HK$3,495/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$132,626/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,686 · Scale 2, in force from 26 Feb 2026)