LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,420
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,397
−HK$993/mo
Today · 4.125%
HK$33,390
baseline
▲ 0.50% · 4.625%
HK$35,422
+HK$2,032/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,780/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,954
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,891
−HK$951/mo
Today · 4.125%
HK$36,842
baseline
▲ 0.50% · 4.625%
HK$38,784
+HK$1,942/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,684/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,703
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,876
−HK$1,192/mo
Today · 4.125%
HK$40,068
baseline
▲ 0.50% · 4.625%
HK$42,506
+HK$2,438/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$80,136/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,945
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,070
−HK$1,141/mo
Today · 4.125%
HK$44,211
baseline
▲ 0.50% · 4.625%
HK$46,541
+HK$2,330/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$88,422/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,987
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,356
−HK$1,390/mo
Today · 4.125%
HK$46,746
baseline
▲ 0.50% · 4.625%
HK$49,590
+HK$2,844/mo
Deposit HK$4.13M · loan HK$9.65M · min. income ≈ HK$93,492/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,936
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,248
−HK$1,331/mo
Today · 4.125%
HK$51,579
baseline
▲ 0.50% · 4.625%
HK$54,298
+HK$2,719/mo
Deposit HK$4.13M · loan HK$9.65M · min. income ≈ HK$103,158/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,555
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,314
−HK$1,788/mo
Today · 4.125%
HK$60,102
baseline
▲ 0.50% · 4.625%
HK$63,759
+HK$3,657/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$120,204/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,917
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$64,605
−HK$1,711/mo
Today · 4.125%
HK$66,316
baseline
▲ 0.50% · 4.625%
HK$69,812
+HK$3,496/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$132,632/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,711 · Scale 2, in force from 26 Feb 2026)