LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,420
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,397
−HK$993/mo
Today · 4.125%
HK$33,390
baseline
▲ 0.50% · 4.625%
HK$35,422
+HK$2,032/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,780/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,955
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,892
−HK$951/mo
Today · 4.125%
HK$36,843
baseline
▲ 0.50% · 4.625%
HK$38,785
+HK$1,942/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,686/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,704
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,877
−HK$1,192/mo
Today · 4.125%
HK$40,069
baseline
▲ 0.50% · 4.625%
HK$42,507
+HK$2,438/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$80,138/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,946
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,070
−HK$1,142/mo
Today · 4.125%
HK$44,212
baseline
▲ 0.50% · 4.625%
HK$46,542
+HK$2,330/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$88,424/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,988
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,356
−HK$1,391/mo
Today · 4.125%
HK$46,747
baseline
▲ 0.50% · 4.625%
HK$49,591
+HK$2,844/mo
Deposit HK$4.13M · loan HK$9.65M · min. income ≈ HK$93,494/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,936
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,249
−HK$1,331/mo
Today · 4.125%
HK$51,580
baseline
▲ 0.50% · 4.625%
HK$54,299
+HK$2,719/mo
Deposit HK$4.13M · loan HK$9.65M · min. income ≈ HK$103,160/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,556
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,315
−HK$1,788/mo
Today · 4.125%
HK$60,103
baseline
▲ 0.50% · 4.625%
HK$63,760
+HK$3,657/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$120,206/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,918
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$64,606
−HK$1,712/mo
Today · 4.125%
HK$66,318
baseline
▲ 0.50% · 4.625%
HK$69,813
+HK$3,495/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$132,636/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,721 · Scale 2, in force from 26 Feb 2026)