LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,421
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,398
−HK$993/mo
Today · 4.125%
HK$33,391
baseline
▲ 0.50% · 4.625%
HK$35,423
+HK$2,032/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,782/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,955
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,893
−HK$951/mo
Today · 4.125%
HK$36,844
baseline
▲ 0.50% · 4.625%
HK$38,786
+HK$1,942/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,688/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,705
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,878
−HK$1,191/mo
Today · 4.125%
HK$40,069
baseline
▲ 0.50% · 4.625%
HK$42,507
+HK$2,438/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$80,138/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,946
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,071
−HK$1,141/mo
Today · 4.125%
HK$44,212
baseline
▲ 0.50% · 4.625%
HK$46,543
+HK$2,331/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$88,424/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,989
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,357
−HK$1,390/mo
Today · 4.125%
HK$46,747
baseline
▲ 0.50% · 4.625%
HK$49,592
+HK$2,845/mo
Deposit HK$4.13M · loan HK$9.65M · min. income ≈ HK$93,494/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,937
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,250
−HK$1,331/mo
Today · 4.125%
HK$51,581
baseline
▲ 0.50% · 4.625%
HK$54,300
+HK$2,719/mo
Deposit HK$4.13M · loan HK$9.65M · min. income ≈ HK$103,162/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,557
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,316
−HK$1,788/mo
Today · 4.125%
HK$60,104
baseline
▲ 0.50% · 4.625%
HK$63,761
+HK$3,657/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$120,208/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,919
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$64,607
−HK$1,711/mo
Today · 4.125%
HK$66,318
baseline
▲ 0.50% · 4.625%
HK$69,814
+HK$3,496/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$132,636/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,728 · Scale 2, in force from 26 Feb 2026)